The origins of filtration would come from an international trade

According to information available to the Superintendency, the security incident consists of the publication of credit card data issued by various banking and non-banking entities, domestic and foreign. No violations of the systems of financial institutions or card operators have been detected so far. The superintendency and the entities with the affected cards work hard to identify the origin of the violation.

The preliminary badysis would indicate that the origin of the leak would come from international trade. This is based on the fact that no violation has been detected from issuers or local credit card operators.

The information disclosed corresponds to several different issuers and, furthermore, it seems to be a relatively old database; it mainly contains inactive cards, corresponding to closed accounts, issuers that no longer exist and even includes deceased holders.

Number of cards involved

Regarding the figures, according to the information available by the minute, the total number of cards the credit cards whose information was published are 14 071, issued in different proportions by Santander-Chile, Banco de Chile, Banco de Credito Inversiones, Itaú Corpbanca, Banco Estado, Banco BBVA Chile, Scotiabank, Banco Security, Banco Falabella, Banco Bice, Banco Paris, Banco Internacional and Banco Consorcio; In addition to CMR, Ripley MasterCard, Presto, Tricot and Coopeuch cooperative. In addition, foreign transmitters have been detected.

Of the cards issued, only 2,446 cards were active. All the issuers involved confirmed that the active cards whose information was published are blocked and that they have communicated with the customers for the replacement of new cards, following the instructions of Superintendent Mario Farren

. whose information has been published represents 0.011% of the total current credit cards of the Chilean banking and non-banking system, for a total of 22,529,468 credit cards in effect.

Superintendent's Declarations

Superintendent Mario Farren said that it is a serious incident because it compromises the confidential information of customers. For this reason, the Superintendent has directed the banks to take all necessary precautions to detect any fraud that may be directly or indirectly related to this incident. Notwithstanding the foregoing, the Superintendent has indicated that this incident does not compromise the stability of the financial system or the chain of payments.

With regard to the users, the Superintendent indicated that there does not seem to be any responsibility of people with regard to what happened and asks those who detected abnormal movements or suspicious transactions to check with their bank or issuer, even if, according to the existing information, all the cards concerned are already blocked.

Associated with credit card fraud, the SBIF states that the subscription of an insurance is not mandatory for any banking product, except for mortgages. Underwriting fraud insurance is optional and optional, providers of financial products or services may not offer or sell products or services in a related manner.

It is important to insist that the SBIF continue to investigate to determine the origin of this violation. information security of users of the financial system, and this does not exclude any measures, including the filing of criminal complaints, as the case may be.