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The granting of financing to private drivers such as Uber and Cabify ceased to be an activity for Mexican builders: it became risky, fraudulent and represents a total loss for the insurers because the companies of these plates -forms have faltered Rafael
Rafael Portillo, CEO of NR Finance Mexico & Anzen Broker, said that Nissan and Renault had chosen to bury the financing plan of private drivers because 70,000 contracts (units under credit) had been spent in almost two years. , 6% of them have left the platform and have "disappeared", 25,000 others still pay with arrears and the rest is in the process of recovery.
In an interview, the director of Mexico's largest car finance company said the plan to private drivers "is the most risky". He abounded: we had confidence in the interviews and investigations of the companies (Uber and Cabify), where the non-criminal background document had been requested by the National Security Commission, which stated that it was not necessary to do so. There were no crimes, but we found that he was then eliminated. segment, the problem has become a fraud.
"We have granted a credit, we have granted it and it no longer exists on the platforms (the pilot) and it is nowhere to be found, having no legal procedure or public record of vehicles they become ghosts for us and we do not see them anymore, "he complains. Portillo said that in the private driver's plan, the platforms were saturated and that the credit commitments of the owners began to look bad, which led the drivers to work longer and led to an increase in the number of claims ", has increased four times today, the private driver premium, or it's no longer a business. "
The cost of vehicle insurance for Uber or Cabify has has been increased, as far as the price it represents, so that a driver now has to pay up to 50,000 pesos a year, as against 12,000 pesos. It cost a year ago. The NR Financial has granted financing facilities to private drivers, including a 15% down payment, a payment term of up to 72 months, attractive interest rates and insurance covering all necessary coverages. in the conduct of operations since the end of 2016.
The auto industry, like Volkswagen, maintains its financing plan for private driver platforms, although car insurance costs nearly 50,000 pesos. The KIA sold 200 units under the private driver scheme, with a 20% down payment and a maximum term of 48 months.
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