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For the "excessive collection of interest and additional charges for loans or sales with direct financing", which exceeded the limit of the rate of wear, among other irregular actions, the Superintendence of Industry and Commerce (SIC) sanctioned 65 companies in the country, including 12 in Barranquilla and 10 in Montería, with fines totaling about 5 billion pesos.
Superintendent Pablo Felipe Robledo said that the behavior of these companies has affected the rights of consumers in the financial sector different Fines imposed by the excessive fees and expenses on the rate of wear rise to 2 $ 680 million, while those imposed by the collection of anticipated costs, advertising and misleading information and no attention to the right of withdrawal and unfair terms they reach $ 2.186 million.
The Superindustry has made more than 150 visits to companies in nine cities such as Barranquilla, Montería Bogot, Pereira, Armenia, Ibague, Monteria, Neiva, Villavicencio and Popayán, which carry out credit operations through payment systems. direct financing.
Visits were made following receipt of complaints in consumer homes by users and some supervisory authorities. As a result of the foregoing, after exhausting the respective sanction procedure, to date, the Superintendency of Industry and Commerce has issued 65 sanctions for $ 4,866 million against various cooperatives, corporations and individuals belonging to to this sector, for breach of the rules of consumer protection, especially those relating to credit transactions through direct financing systems other than banking, "said the SIC in a statement.
Daniel Orozco, Consumer Protection Officer of the CTI, said that complaints for 2015.
"These are the typical cases of companies that make loans with payday discounts or who sell furniture and appliances and that directly finance the sale without a financial entity ", explained the official
. Wear has been detected, with excessive interest and additional costs such as administrative, operational and legal costs which, according to the regulations, must be considered as interest.
In addition, contracts were concluded with "prohibited clauses". "We also found misleading information because users were not informed of the interest rate at which the funding was to be made."
On this case, Diselco's commercial director, Rafael Naranjo, badured that the process "is not firm" and that the company is appealing the CIS decision. "We have not paid the fine and we are at the proof stage," he said. Other companies on the list of sanctions published by CIS were consulted to find out their position, but they badured that they were examining the matter with their legal teams.
List in Barranquilla
Muebles Jamar
Penalty: $ 73 million
Cooperativa Cojasan
Penalty: 7 million
Solfinanzas de Col.
Penalty: 46 million
Eficréditos
Penalty: 10 million
Coocrediser
Penalty: 31 million dollars
] Coomultraservi
Penalty: 23 million
Credivalores and Crediprogreso [19659012] Fine: 507 million
Finsocial
Penalty: 15 million
Credimer
Penalty: 46 million
Creditítulos SAS [19659015] Penalty: 97 million dollars
Diselco SA
$ 62 million
Coomultigest
Fine: $ 19 million
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