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For Fedelonjas President Maria Luque Clara Luque, the results show that families prefer to invest in used housing because they offer better prices per square meter , more generous areas and more investment options.
According to the Dane, the best performance was in the first quarter of the year, when the value of the credits allocated to the occasional housing increased by 36.3% due to the behavior of the house. Antioquia (37.3%), Valle del Cauca (13.3%), Bogotá (11.7%), Cundinamarca (20.6%) and Santander (16%).
During this period, the value of loans for home purchase increased by 10.9% over the same period until March 2017, due to higher disbursements of housing. National Savings Fund (29.5%). Similarly, housing funds and funds increased disbursements for used housing by 43.8 per cent; and mortgage credit in 18.3%.
In the quarter
According to the financial survey of the Bank of the Republic, in the first quarter, the supply of home loans increased, while those of microcredit , consumption and advertising declined.
For home loans, 85.7% of banks maintained their claims unchanged in the last three months.
"Housing loans are the least restructured, which indicates the soundness of the investment and the seriousness with which family finances are badyzed at the time of their taking," Fedelonjas said.
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