More Colombians buy housing in the country

Taking advantage of current subsidies at the interest rate applied for mortgage loans, Colombian households continue to increase the 39, purchase of new homes

As a result, sales of new homes reached 83,224 units in the first half, of which social housing (VIS) was 50,301 medium units (between 135 and 435 minimum wages). 24,030 and housing in the upper segment (more than 435 minimum wages) 8,893 units.

Faced with this behavior, the national president of the Colombian Chamber of Construction, Camacol, Sandra Forero Ramírez, said that "the results obtained confirmed the sector's adjustment to the economic reality of last year. For the second half, we expect a recovery taking into account the positive signals of the macroeconomic context ".

However, he stressed that "to ensure a good market dynamics, priority is given to the continuity of social housing programs for the coming years and thus guarantee access to formal housing in the segments of housing with high demand ". 19659006] In June 2018, the supply of new housing reached 139 881 units, as recorded by the firm Coordenada Urbana, of which 52 416 are part of the VIS segment, 60 175 of the intermediate segment and 27 290 of the segment. superior.

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Deepening the financing

In the proposal document presented by Camacol to the new government, one of the central objectives was to guarantee access to formal housing through initiatives to ensure continuity of interest rate coverage and grant to the initial quota of the VIS, to promote the deepening of funding

even, so that they generate incentives to save and invest in new housing, as well as to promote the lease as an instrument so that the population with fewer resources can access housing , said the leader

. "With these proposals and with the new government, the recovery expectations of the sector are even more positive, if we also take into account the possibility of generating some strategies, through joint work with regional authorities, to promote the construction of cities

To achieve this goal, it is essential that there is sufficient land for development, the provision of public services and guaranteeing the orderly growth of urban areas, he added.

That in the first quarter of 2018, the total balance of the mortgage loan portfolio rose to $ 57.9 billion and recorded a variance of 9.4% per annum. in the first quarter of 2017, according to Dane data.

Similarly, the number of mortgage portfolio credits for housing in the first quarter of 2018 was 1,116,897 with an annual variation of 4, 1%. In the first quarter of 2017, the number of home loans reached 1,072,924, with a variation of 5.5%.

Expenditures

Between January and June, Colombian households invested $ 15.2 billion to buy new homes, whether houses or apartments.

Camacol pointed out that this had to do with the type of housing that was marketed, since nearly $ 10 billion was allocated to the social and media segments, which seeks housing policies by the next government