Current Account Savings: The Strongest and Most Convenient Banks

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Savings on current accounts: banks the most solid and practical "title =" Savings on current accounts: banks the most solid and practical "/>
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<p> A recent study by Altroconsumo on the Corriere della Sera shows that, in a few months, the average expenditure on current accounts <strong> </strong> increased by + 3.7% per household. To save the Italians, they are turning more and more towards <strong> banks online </strong> and the reason is simple: online lenders <strong> do not apply any account opening fees, neither management fees </strong> they include in offers ATM cards without withdrawal fees. </p>
<p> The Altroconsumo survey involved more than 60 banks and was conducted at the opening of a current account by a family that copies 228 transactions a year (average use of the bank ). The annual summary cost indicators (ISC), expressed in euros, reveal which banks are the most convenient. Here is the list of credit institutions from the cheapest to the most expensive. </p>
<p> Anna Vizzari, senior economist at Altroconsumo, warns that this is not just the cost of current accounts that has increased in recent times. In the interview with Corriere della Sera, he said: "The cost of online transfers continues to increase, although in 2016-2017 it had increased by 36% according to our surveys. that went from zero to 2.50 euros.In general, they have been months of big increases, but choosing well can save money. "</p>
<p> However, Altroconsumo also receives good news. Apparently <strong> banks have become more resilient </strong> most crises have been overcome and the BAIL-IN nightmare for account holders is on hold. A second study, conducted by Stefano Casellli's team of Bocconi University for Il Corriere della Sera, badyzed banks' financial statements and reports for the first quarter of 2018 with positive results </p>
<p> For 21 traditional credit institutions, this 1 The average ratio, which measures the ratio of quality capital to risk-weighted badets, increased from 12.2% in 2016 to 13.1% in 2018. average of online banks, 4% in 2016 to 16.1% in 2018. The indices in this case have fallen and the cause must be found in mbadive loans, deemed high-risk badets. </p>
<p> Starting in June, our banks are under the scrutiny of the ECB's stress tests, but Antonio Patuelli, president of the ABI, is optimistic. In fact, Europe has already recognized the improvement of the Italian banking situation. To recover the doubtful loans, however – underlines Patuelli – it is necessary to reform the civil justice </p>
<p> In the clbadification <strong> of the most solid traditional banks </strong> they appear in the first place Bpr followed by MPS; Creval; Mediobanca; Credem; BPM bank; Intesa Sanpaolo; Unicredit; Banca Carige; Ubi Bank; Pop. Sondrio; Banco Desio and Banca Sella Holding. Among the <strong> online banks, direct models and others </strong> we find rather the order of Mediolanum; Banca Generali; Fineco; Banca Fideuram; Group Ing. B. Farmafactoring; Banca Sistema and Banca Ifis </p>
<h2> Best current accounts of the month </h2>
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Bank: Hello Bank!

Product: HELLO! SILVER

Bancomat
Negotiation
Credit Card
Internet Bank
Loan Application
Online Enrollment

Annual Cost Toll Free

Bank: Widiba

free Account Widiba

Bancomat
Commis
Credit Card
Internet Banking
Online Opening

Annual Cost Toll Free

Bank: Webank

Product: WeBank Account

Online Opening
Bancomat
Trading
Credit Card
Internet Banking
Approved Vote

Annual Fee [19659021] Null expenditures

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Current Account Savings: The Strongest and Most Convenient Banks

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