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in 2019 there will be different news that will affect theamount of pensions.
The news will be twoon the one hand, the resulting new transformation coefficients will come into effect lower pension for those who will be retired next year. On the other hand, the social security benefits of people already retired will be revised upwards following Equalization, with which the amount of the grant will be re-evaluated on the basis ofinflation.
Let's see then how pension amounts change in 2019, a year that will be marked by different information on social security: in addition to the expected changes to the amounts of checks, we are actually highlighting the increase in the age of retirement due to the l & # 39; adjustment with life expectancy and pension reform which – if Europe allows – should give workers an alternative means (quota 100) to retire.
But let us concentrate on the news concerning the amounts of pensions by badyzing in detail the two changes mentioned above; new processing factors to Equalization, here's what we should expect.
Lower allowance for retirees in 2019
As expected, for those who will retire in 2019, the check will be slightly lower compared to those who have been there in recent years.
Indeed, the percentage of contributions converted into pensions through the contribution system (that is, those accumulated after 1 January 1996 or after 1 January 2012 for those who have completed 18 years of contributions to the contribution system. December 31, 1995). low transformation coefficients compared to previous years.
In detail, the conversion factor is the parameter with which the contribution of the person concerned becomes the amount of the gross pension; the higher the rate, the lower the replacement rate (difference between salary and pension).
The next update of the transformation coefficient is planned for the January 1, 2019 and from that date, an update will be made every two years, in accordance with the Fornero law.
As you can see in the following table, the new coefficients are slightly lower than those applied in 2018, which will translate into decrease of about 1.2% for pension benefits paid during the period 2019-2020.
| Age of exit | Values 2018 | Values 2019-2020 |
| 57 | 4.246% | % 4.200 |
| 58 | 4.354% | 4.304% |
| 59 | 4.447% | 4414% |
| 60 | 4.589% | 4,532% |
| 61 | 4.719% | 4,657% |
| 62 | 4856% | 4,790% |
| 63 | 5.002% | 4932% |
| 64 | 5159% | 5.083% |
| 65 | 5.326% | 5.245% |
| 66 | 5.506% | 5419% |
| 67 | 5,700% | 5.604% |
| 68 | 5910% | 5.804% |
| 69 | 6.135% | 6.021% |
| 70 | 6378% | 6257% |
| 71 | 6378% | 6513% |
Revaluation of pensions in 2019
For pensions already liquidated in recent years, there will be a slight increase thanks to equalization, the mechanism by which the pension rate is adjusted to change in the consumer price index.
In short, it is an instrument with which the purchasing power of the social security allowance remains unchanged over the years.
For 2019 the revaluation factor is 1.1%In fact, this is the change in consumer prices recorded by Istat.
However, not all pensions will be increased by 1.1%. As of 1 January 2019, the provisions contained in law 388/2000 (except government intervention) with which it is established that checks of a large amount will benefit from a partial revaluation.
In detail, this law establishes that 100% equalization it only applies to pensions of less than three times the minimum salary; the latter is now raising to € 507.42 (the limit is therefore about € 1.522), but it will change slightly in 2019.
For checks of between 3 (1.522 €) and 5 times (2.537 €) the minimum treatment, on the other hand, equalization is 90%: so the increase will be 0.99%. Finally, for pensions greater than 5 times the minimum salary, equalization is 75% (0.82%).
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