Pensions, what changes since 2019 (pending reform)



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Without reform, we will retire later. The future of pensions remains to be determined . As we explained yesterday in this article the yellowloverde government is considering the possibility of a reform with the possibility of introducing from 2019 a quota 100 that allows workers to retire at age 64 with 36 years of contributions. The quota of 100, in fact, is the tool that allows you to retire once the sum of the age and age of contributions has reached 100. In the case of the Movement 5 stars of the governmental league, it was decided to provide a minimum registration threshold (64 years precisely)

Pensions: adjustment from 1 January 2019

However, from 2020 , it should be extended to part 41 the one tool with which you can retire regardless of your age at the completion of 41 years of contributions. In the expectation of reform, however, pension needs will experience an upward swing from 1 January 2019, given the adjustment with the life expectancy recorded by the government. INPS, increased by 5 months, established by Fornero . This adaptation will result in an increase in social security requirements for all the treatments available today to stop working.

Pensions, what happens with the quota 100 and the quota 41: calendar and news on the reform

: here are the examples

In detail, for the old-age pension it will take a contribution equal to 71 years, plus 5 years of contribution. On the other hand, for ordinary old-age pension, the retirement age has increased by three months, thus becoming 67 years for all, while the contribution requirement has remained unchanged (20 years). The same years of contributions are also required for the early retirement pension, for which, however, the age of the register becomes 64 years, given the increase of 3 months. On the other hand, with regard to ordinary early retirement, a distinction must be made between men and women. The first will have access after 43 years and 3 months of contributions, while for the second years they will be 42 years and 3 months. In both cases, there is no requirement for personal data.

Pensions, taking into account the figurative contributions: what they are and who is entitled

We also emphasize an increase of 5 months from January 1, 2019, it will take 41 years and 5 months to take his retirement. Finally, the increase in old age pension requirements will also result in a change in the number of volunteer pbadengers, as this may be necessary when you are under 3 years and 7 months old before you reach the age pension. retirement age. As a result, as of January 1, you will no longer be able to access the pension loan for less than 63 years and 3 months.

  retirement pension retirement infographics2-3

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