[금감원발 금융개혁충돌①] Payment of hospitalization insurance for cancer … Full relief allowance after underpayment

Cancer Patients, Application for Hospital Nursing Insurance in the Hospital
Immediate Underpaid Pension, Instant Pay … "Mbadive Relief

[Séoul-Nouvelle-Mer] Lee Seung-ju Reporter = Financial Supervision Service is putting arms to respond to insurance complaints that have been raised in the past, such as "payment of the application for damages". Cancer Admission "and

The Financial Supervision Service (FSS) Yoon Seok-hun announced that it would immediately settle important civil claims related to" cancer insurance "and" pension " immediate "in the second half of the" Financial Supervision "briefing on 9 September. [19659005] The Financial Supervision Service (FSS) will organize the system so that hospitalization costs for cancer patients are also paid as insurance benefits.

This is a recent complaint that many cancer patients have filed numerous claims claiming to pay for insurance for hospital treatment. "It is essential for cancer survivors to take care of hospitalized patients for rehabilitation and management," said Dr. Bo Amo, a group of cancer patients who responded to insurance companies.

The Financial Supervisory Service (FSS) agrees with the insurance industry to ensure that insurance payments are made immediately after cancer treatment , cancer surgery and admission is considered necessary during chemotherapy.

Apart from this, he plans to make an autonomous adjustment so that insurers will be able to proactively review the payment of insurance claims. If the dispute is difficult to judge, the Dispute Resolution Committee must prepare a reasonable standard.

The insurance contract is also amended to prevent such a conflict from happening again. In the future, the meaning of "direct treatment of cancer" is specified in the insurance policy.

In addition, the government plans to provide consumer badistance for complaints about "immediate payment of the pension".

The immediate annuity is insured. If you pay the full amount of the premium at once, it is an insurance product that pays the pension every month starting the following month.

The repayment-type pension at maturity is calculated by multiplying the premium rate by the fixed interest rate and deducting the resources for the payment of the retirement pension, which is calculated by multiplying the premium rate by the fixed interest rate. It is designed to pay a monthly amount as a pension.

The problem is that this "fact of deduction" was not stated in the terms.

Although there is no provision in the contract to deduct the expense for severance pay at the time of payment of the pension, the pension was paid in 2012 with deduction.

The Financial Supervisory Commission (FSS) plans to save a large number of consumers who have suffered such damages in the future.

The pension system is also designed to stabilize the lives of the elderly. In particular, it promotes fair and healthy competition from financial institutions to effectively use the reserve.

The Financial Supervisory Service streamlines the pension commission calculation system and improves the management of atmospheric funds, long-term holders due to the lack of subscriber management instructions. It also inspects financial institutions that act against the interests of pension plan members.

Yoon said: "The retirement pension will serve to increase the rate of profit and to establish a good commercial order so that the retirement pension works properly to guarantee the retirement with the national pension and the personal pension."

We will also strengthen the supervision of commercial activities in Korea. It is mandatory to establish an internal control committee to strengthen the independent regulatory function of the large insurance agency (GA).

We are starting to eradicate incomplete sales.

An official from the Financial Supervisory Service said: "We will immediately carry out on-site inspections to prevent damage to consumers and take strict measures when we detect irregularities."

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