[팩트체크] Expenses for the "Unfair Litigation" convenience store card will be encumbered

[신상우/전국편의점가맹점협회 공동대표 (어제) : 저희가 물건을 팔아서 이득을 남겨야 하는데 세금으로 인해서 그 세금에 관련한 것도 매출로 잡히고 저희가 카드 수수료를 대납하고 있고 또 전체 매출이 오르다 보니까, 담배 세금까지 포함하다 보니깐 외형만 크지 이익은 절대 크지 않은 업종입니다.] [앵커]

< 팩트체크 > The subject of today (17th) is the issuance of the credit card. In particular, I've checked how many convenience store operators charge. The commission rate was higher than that of department stores and department stores. It was even 3.5 times higher than a big mart.

Oh Dae-young, please give me some details in detail.
If you want to solve this problem, 10 laws have been initiated, but the National Assembly still does not deal with it.

[기자]

This is a pretty old problem. Let's take a look at two examples.

First of all, it's a big sales company.

Convenience B pays 2.5%

Assuming card sales are also 1 billion won, 7 million won and 25 million won will be paid to the card companies. It's a year.

After the controversy, A's commission rate has risen to 1% since then, but the controversy continues that it's still unfair.

[앵커]

But is not this an extreme case?

Of course, not everyone is like that.

But it is true that the average is seen in the convenience store.

Last year Kim Han- 19659002] The fees charged by the card companies to convenience stores are 2.3 to 2.4%. Department stores are 2.04%.

[앵커]

So, why is the commission rate of where large corporations run rather low, and why is it?

[기자]

According to the Credit Financial Business Act, credit card companies have decided to make their own decisions up to 2.5% of the total amount.

However, there is a minimum of protection.

If you exceed 500 million won, it will be up to 2.5%.

The problem is that after 2014,

There is also a survey that increased to 650 million won in 2016.

40% of convenience store sales are tobacco, 74% of sales The tax is.

The customer is 4500 won

If you buy a card with 1 card, you will receive 320 won for the card holder.

[기자]

Department stores and department stores operated by large corporations negotiate separately with credit card companies to set commission rates

On the other hand,

In the end, convenience store operators with low bargaining power are unilaterally informed of the commission rate of credit card companies. It is said that card companies have lowered the commission and net profit is also down.

It is also true that the card companies have lowered the commission rate

and it is also true that the net profit is decreasing.

However, "commission income" increases

. It was 9.7 trillion won in 2014, 10.7 trillion won in 2015, 11.1 trillion won in 2016 and 11.7 trillion won last year.

There is no place to lower the commission.

The credit card companies say that they should not "transfer the burden of raising the minimum wage to businesses".

[앵커]

There are now ten laws in the National Assembly.

[기자]

In addition, there are seven cases in the Democratic Party, one in the Free Party of Korea, the Justice Party and the Democratic Peace Party.

There is a possibility that the discussion may be accelerated because the disagreement is not great.

[앵커]

Yes. < 팩트체크 > It was the reporter Oh Dae-young