"I've already shaved enough to shave myself" – Chosunbiz

The card industry is buzzing when the government withdraws a credit card fee reduction card in order to counter the opposition of small business owners to a 10.9% increase in the minimum wage next year.

He complains that lowering the merchant card fee that has been deducted each time a number of a small entrepreneur comes out is nothing more than that. ######################################################################################## 39, a card business. There are concerns that a credit card company will become a lender in fact to make a deficit in credit card sales and to buy a loan.

The card industry responded by saying, "The government should no longer be involved in pricing" and that "we should go to the market". According to the Credit Finance Association, card companies have reduced their credit card fees nine times in 11 years since 2007.

In 2016, the commission rate of small traders increased from 1.5% to 0.8%. %, while the rate of small and medium franchisees rose from 2.0% to 1.3%. Last year, the criteria for small and medium-sized credit card franchisees benefiting from card fees were reduced from under 200 million won to 300 million won or 300 million won to 300 million won. won. It was the promise of President Moon Jae-in.

Starting 31, a credit card company will change the fees for a van (van agency / settlement) from a flat rate to a fixed rate system. Regardless of the amount of the purchase, the franchise fee system is a method of paying a commission proportionate to the purchase price, compared to a fixed rate sales commission.

The financial sector was badigned by the Ministry of Strategy and Finance, the Financial Supervisory Service, the Credit Finance Association and other related organizations, including the Ministry of Strategy and Finance, the Financial Supervisory Service and Credit Finance Association. The agency and the Task Force (TF) will put in place a plan to reorganize card fees in the year to be implemented from next year.

Hong Jong-hak, the Minister of Small and Medium Enterprises, said at a meeting with officials of the badociation of minority businessmen, "I would like to receive a discount on card fees.
The Financial Supervisory Commission is also considering ways to speed up the payment period for card stores from "two days later" to "a day later". Card issuers say that if the payment deadline is drawn, there is a lack of time to validate the merchant 's sales slip, which could be the cost of the mistake. study for the abolition of the compulsory card payment system which requires payment by card regardless of the amount of payment.

A card industry official said: "I do not understand the position of the small business owner because of the augme minimum wage, but the credit card company has done so far. "

Another official said:" The ecosystem of the cards is more complex than we thought, and there are many people in the industry involved. "They feel a sense of crisis because repeated cuts in committees. "