The work says that the controversy over the priest is reignited …

Entry date: 2018.07.09 12:37

▲ Yoon Suk-heon, President of the Financial Supervisory Commission.

Yoon said that the recommendation of the workers should block the management of the emperor through the introduction of a priest (worker priest). Yoon also advised the Financial Services Commission to introduce a financial system to financial institutions, even during the term of office of the chairman of the Financial Administration Innovation Committee at the end of the year. ;last year.

However, the finance minister of the final district refused the recommendation that "the work should be preceded by a social consensus before the priest's introduction". Yoon's remarks on the day also raised concerns that the priest's controversy could revive the work, which could lead to conflicts between financial institutions and the financial sector.

Yoon stressed that "President Choi should have a more conservative idea," and stressed: "We should discuss this issue and monitor public opinion by holding a public hearing or seminar." [19659007Leservicedesurveillancefinancièreaégalementdécidédesuspendrelesopérationsetderecommanderqueledirecteurgénéralsoitlicenciépourdesproblèmestelsquelesproblèmesd'autonomiefinancièreetdecontrôleinternePourcefaireiladécidédeseconcentrersurlavérificationdelaconformitédesinstitutionsfinancièresàlaloisurlagouvernanced'entrepriseaucoursduquatrièmetrimestredecetteannée

Since the end of the & # 39; last year the Commission of Financial Supervision (CSF) has become self-sufficient, the Supervisory Commission Financial s & # 39; endeavor to & # 39; improve its management appraisal system to strengthen its governance structure and its management of capital and liquidity. To this end, it will set up a special inspection post system dedicated to the governance and internal control of financial institutions in the first half of next year.

◇ "Situation of the war with the financial companies" … relaunching of the complete inspection

Yoon writes: "The situation at war with the financial institutions It also said it intends to significantly strengthen the inspection of financial institutions for consumer protection.The FSS will relaunch the full inspection in the fourth quarter of this year in three years.L & # 39; 39 Full inspection is a system that intensively inspects all sectors for 15 to 20 business days, as designated by the Financial Supervisory Service (FSS).

The Financial Supervisory Service (KFDA) has decided to revise its governance structure to include: 1) the implementation of the corporate governance structure and the objectives of supervision (management objectives of loans to households, own funds, etc.) And the results operational evaluation will be selected. In addition to the badessment elements of the state of management, extensive inspections will be conducted primarily to confirm whether financial monitoring objectives are met and whether the content of the FSM's main report is authentic.

The Financial Supervisory Service is expected to carry out comprehensive inspections by selecting financial companies that do not meet the prudential objectives of governance and consumer protection, in contrast to the past practice of conducting complete inspections at intervals. regular. "I know that a full inspection can be a burden for financial institutions," he said, "however, it is important that the financial supervision phase be completed."

The Financial Supervisory Service also plans to put in place the best internal reporting standards of financial institutions this year, considering that the cause of the financial crisis, such as the dividend crashes of Samsung Securities, is due to the fact that the financial crisis is still in place. insolvency. As early as next year, he decided to regularly check the proper functioning of the audit committee and give the incentives in order to link the field inspection cycle with the audit of the quality of the audit. work and defects.

Yoon said, "We will strengthen the accountability of organizations and management who have failed to protect consumers because of corporate governance or the insolvency of internal control "For organizational and structural abuse, I will punish you. "

◇ Rebadessment of Kiko … Interest rate of the loan imposed on the banks before the investigation

Yoon said that he would consider the l? Kiko case Kiko is a derivative financial instrument that can sell foreign currencies at the agreed exchange rate when the exchange rate fluctuates within a certain range.And small and medium enterprises.However, with the exchange rate increase due to the global financial crisis of 2008, more than 1,000 affiliates have recorded huge losses of about 20 trillion won.

Although the banks sued by claiming that the banks had sold KIKO as a counterfeit product, the Supreme Court rejected it in September 2013, claiming that KIKO's currency options contracts are not unfair.Newly, however, there has been a controversy over the suspicion that the Former Chief Justice of the Supreme Court, Yung Seungtae, had influenced Kiko's decision for political transactions to promote the Supreme Court,

The FSS is currently operating a joint working group for Dispute Resolution and Inspection Offices to deal with the dispute settlement request by the Joint Measures Committee of the KIKO Damage Company.

Yoon said: "The KNHC has decided to review the advice and factual relationships of the injured companies on a zero basis and, if necessary,

when a patient with cancer is admitted In a nursing hospital, a consumer dispute about whether or not the insurance company pays for the cancer insurance will be handled by the insurance company.And decided to pursue the Self-regulation to prospectively review the payment of insurance claims.In the future, it is decided to improve the insurance policy so that even if cancer does not occur. is not treated directly to the hospital after the diagnosis of cancer, it will be paid.The insurer decided to apply the global remedies system under trial for the resulting litigation of 39, insufficient payment of pension, etc.

In addition, the Bank of Korea recently decided to extend the survey to banks with regard to the recent imposition of excessive lending rates to banks and to grant prompt repayments and penalties if they found unfair business practices. The government has decided to revise the "loan rate standard" to check whether the interest rate system is applied or not. Savings banks have also announced the current state of loans, including the cost of loans, and have decided to set interest rates for savings banks and investment companies. credit cards to establish a rational system for calculating interest rates.

Yoon said, "Short-term performance management and the closed governance structure are insufficient to protect the consumer protection of financial companies and abusive business activities are not incessant." · We will strengthen the inspection. "