Too bad the market is depressing … Non-regulated areas

▲ Of the 20 metropolitan areas that were sold outside the metropolitan area (Seoul, Gyeonggi, Incheon) except this month, 15 resorts all found their owners in the subscription. (Photo) ⓒ Getty Images Bank

The sun has been on the market for a long time on the local market which has been dark for a while. That's because most of the complexes that were sold in the province this month are walking through the process of finding homeowners in underwriting.

This is different from the real estate market forecast for the Seoul Metropolitan Area and the real estate market in the second half of the year. In particular, it is unusual compared to the depressed market in the pre-sale market where most unsold presale units were recorded in the first half of the year.

Experts have recently noted that the local pre-sale market is dynamic, that most provinces are unregulated areas and that there is a free sale of housing rights and that the loan ratio mortgage and the repayment ratio of the total debt.

Some badysts have pointed out that the pre-sale phenomenon of the "lottery" appears in the local pre-sale market after Seoul.

According to the financial monitoring service Apartment Tuyu and Real Today, the 31, according to the statistics of the Financial Supervision Service Apartment and Real Today, excluding the metropolitan area of ​​Seoul (Seoul, Gyeonggi, Incheon) Of the 20 jurisdictions that were sold in the province, 15 jurisdictions all found their owners in the subscription.

In particular, 67 housing units were listed among the 87 housing units provided by 20 residential complexes. This is a big difference from only four of the 18 prefectures sold in the province last month.

In addition, the use of the first-rate book in the province has risen sharply. First, the largest number of districts in which the subscription bills were paid were ▲ Daegu (Yeonpyeong I & Park, 14,497) ▲ Anyang (Kyungpyeong Province, 11,164), Gyeonggi Bucheon (Hill- Middle East State, 11.596) ▲ Seoul North Korea (Hill State Shinchon, 9604 people) ▲ Busan Buk-gu (Shinguo Peninsula Yubora, 7624 people) ▲ Jeonbuk Jeonju (Corner store, 7320 people) ▲ Seoul Byeongdong (Dream Forest Ipark, 7260 people) ▲ Gwangju Seo (6 644 people), Daegu (6 089 people), Daegu (6089 people), Cheongju (3 households, 4803 people).

The subscription rate for apartments provided by the provinces is also high. Yangwoo Construction received 6144 subscribers in the first round of recruitment of 58 households, which were provided by Maureuk-dong, Seo-gu, Gwangju-si, at the peak of the month with a competition rate of 105.83 to 1. [19659003] In the case of type 84.9m2A, there were 968 people in 4 households, and the competition rate was 241 to 1.

Of course, the apartments sold in Seoul and in the metropolitan area are also very competitive. Hill State Shinchon, which Hyundai E & C introduced in North Aceh, Seodaemun-gu, Seoul, received 1388 subscribers in the first round of recruitment of 2 households and finished at a competition rate of 694 to 1.

In the industry, it is significant in the doldrums of the housing market since the first half of the year, when the local sales market is promoting. Indeed, during the first half of the year, only a few subscription markets, such as Daegu and Busan, enjoy a special status.

Looking at the common apartments on the local subscription market this month, they are mostly located in unregulated areas.

Unregulated areas are clbadified as low speculative overheating by the government, with short resale periods ranging from six months to one year. In addition, the mortgage loan ratio (LTV) and the total debt repayment ratio (DTI) can be 70% and 60% respectively.

The areas designated by the Government for the adjustment of subscription are ▲ 25 Seoul neighborhoods ▲ Gyeonggi-do Gwacheon, Seongnam, Gwangmyeong, Gyeonggi-do Hanam, Goyang, Namyangju, Dongtan 2 new cities lodgings ▲ Busan Jingu, Gyunggang, Busan Haeundae-gu, Yeonje-Seongjong public residential area is 40 districts.

According to experts, these areas would encourage the overabundance of apartments in the Gyeonggi and Gyeonggi provinces, which are less regulated because of investment difficulties due to government borrowing and subscription regulation.

Kim Ji-yeon, a researcher at Real Today, said, "It seems that investors and investors are finally trying to bury liquid funds in local apartments where transactions are free and loans are easy. "

Park Sang-eun, representative of UN Consulting, said: "The housing market on the local market should be a temporary phenomenon caused by the demands of July, which were filled in the first half." The economic recession should accelerate in the second half As the risk of a rise is important, it is advisable to pay more attention to unconditional investments, in particular to short-term investments, and not to real investments. "[데일리안 = 권이상 기자]