The housing crisis. Delay of proposals to 2019

Six months after commercial banks stopped granting loans for lack of support, the political forces did not spare the promise of resolving the crisis.

After the distribution of power in the House of Representatives. Even the promises of the Ministry of Finance to cover "the difference in the benefits of new home loans worth one trillion pounds", have not seen the light of day. Housing Authority General Manager Roni Lahoud pointed out that things are getting worse before 2019, especially since banks have begun to collect loans from homeowners for blocked housing records during a certain period of time. time without the owner giving up the value of the apartment. As a result, the owner of the property did not benefit from the value of the apartment that he sold, and the landlord did not receive his apartment. The file is stuck in the central bank, waiting for approval. The approval is related to the financial envelope for support.

The growing voices of citizens stranded in the complexity of housing issues have prompted parties in the PA to argue for a solution without practical action. According to the head of the Byblos Nbadib Ghubreel Bank study unit, "no official body" has provided the banks with practical measures, a mechanism for implementing the promises, that it has been able to provide. they concern the amount of 1000 billion or the tax exemption of the participating banks. The issue of the exemption was a point of discussion between the Minister of Social Affairs of the interim government, Pierre Bou Assi, and Lahoud, Friday, July 6. In the context, Bo Asi pointed out that the proposed solutions are based on "the limitation of loans supported by low-income people and under the conditions of the HLM, contrary to what was the case in the past". 19659002] In this context, Asi will look for "next week, to find sources of funding and to explore the parties' views on the idea of ​​tax exemption". [75] Until the moment of ambiguity, the Bloc of the future has introduced a bill to accelerate the issuance of loans and determine the procedures badociated with it. "This will be announced next week at a press conference."

Solutions will be presented in a political marathon to seize the fruits of the solution, but the crisis has not yet been touched: ensure the sustainability of funds to support the lack of serious research will mean a return to the Crisis Banks provide subsidized loans because they are not responsible for developing a housing plan, "says Gabriel, who talks about subsidizing loans for small apartments, which are suitable for low-income people. income without subsidizing loans to luxury apartments. Is an unscientific procedure, because the luxury apartment sector is a sector that has been stagnant for five years and that we have to move the market of all apartments, not just specific apartments. "

Until the moment to find a clear scientific solution Unsecured bank loans.But the low demand for these loans because of high interest rates, asking the owners of apartments to rent at place of ownership, or wait for the translation of promises early next year.