Decline in claims in 2017, twice as many in families



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A possible explanation for this decrease is the significant peaks reported in reports of damage caused by, for example, storms and thunderstorms. In addition, it appears that insured persons aged 38 to 56, who often have a family, file a claim for fire insurance with the insurer twice as often. The focus on fire safety in families with (young) children is therefore important. This is what the Association of Insurers wrote on the website

as reported in the Household Fire Risk Monitor developed by the Dutch Association of Insurers and the Netherlands Fire Department. . In 2017, the Association's Center for Insurance Statistics (CVS) found 95,964 claims for insurance of contents and property in which fire was the cause. That's seven percent less than in 2016. "In addition to the old and the new, there were few outliers in 2017," says Richard Weurding, general manager of the company. 39, Netherlands Association of Insurers. "Experience shows that thunderstorms are often the cause of many fire claims, but fortunately they failed last year."

Families

For the first time, the number of fire claims per age has been mapped. This shows that insureds in age groups 38 and 56 submit twice as many fire claims as other age groups. One possible explanation for this is that in this age group, there is often a family situation with (young) children. "With education, we have been focusing on families for years, under the theme" Do not turn your pink cloud into a cloud of smoke ", we are running a national campaign throughout the month to educate parents about how they can improve fire safety (at home) as part of fire prevention weeks It's great to see that the Risk Monitor figures confirm our choice for this target group, "says Stephan Wevers, chairman of the fire department of the Netherlands.

Toys

Children often have rechargeable electric equipment and powerful battery toys. to increase a fire. Recently, the Dutch Food and Consumer Safety Authority has warned of thirty types of hoverboards; research shows that this can cause a fire by charging the battery.

Regional Differences

In almost all provinces, the number of fire claims decreased compared to 2016. The Eastern Netherlands, with Overijssel (22.1 claims per 1,000) Drenthe ( 17.7), remains the leader in fire claims. The largest decrease was observed in Limburg. In this country, 19.2 percent fewer claims were submitted regarding the contents and insurance of the building, fire being the cause. In Zeeland, the lowest claims (8.1 claims per 1,000 households), followed by Flevoland and Friesland (8.7 each)

Prevention

Insurers and firefighters work together to ensure safety Fire of the Netherlands. Insurers can use fire insurance claims to identify when and where there are often fires in and around the home, big and small. Firefighters use this information and the results of their own fire investigation to provide targeted public information. Concrete tips for improving fire safety at home are available at www.brandweer.nl/brandveiligheid.

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