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I had the opportunity to test ING Pay last month, and now the ING mobile payment solution has become available to all interested people.
It is clear that the plastic cards will be replaced, and the mobile phone will be charged to allow payments to merchants. ING Pay is a step in this direction
The key details on ING Pay:
- works on Android smartphones with NFC and Android 4.4 to iterations of newer software
- on iOS to start a dedicated solution [19659005] activation is done free from Home & # 39; Bank, a virtual card is attached to the account
- ING Pay lights up to be activated on two mobile phones
- Important aspect: ING Pay does not involve not
How to make a payment with your mobile phone
- NFC enabled + the proximity of the phone to a POS Non-contact with the display on the screen (be careful – lit, that is- to say that will be locked or unlocked, it does not matter)
- will be used without the cellphone is connected to the internet (limit of 10 transactions in 15 days)
- for each payment comes a direct notification on the phone with some transaction data + account balance; [19659005] Push Alerts Become Free for ING Customers
Works like a contactless card. You pay up to $ 100 without entering your PIN, paying more than $ 100 with the PIN, and so on.
As I said at the beginning of the article, I have tested it for the last 3-4 weeks. I had no problem with the contactless payment on my smartphone that I had activated ING Pay. I remember the astonishment reaction of those who were in the cash registers, waiting to get a contactless card. The mechanic even asked me for more details about the service.
It is clear that we still have our mobile phone in hand, more often than with a wallet. I expect that payments by smartphone are in order.
Further details of the ING publication:
- ING Home & # 39; Bank collects 625,000 customers, of which 427,000 come from mobile phone with 15 logs per [19659005] 5 transactions per month over the phone and 4 transactions from the desktop version of the service
- ING has 700,000 customers using contactless cards with an average of 16 transactions per month
Official Statement:
] "[19659021] The vision of a digital bank presupposes the exclusive online relationship with the bank and we hope that we will be able to offer this service to our customers.We are already seeing the trend in their behavior by accessing Home & # 39; Bank once every two days on the mobile phone, but only one visit a year to the office. ING Home & # 39; Bank is a growing banking platform with a continually evolving range of services, becoming a one-stop shop for c lients explains R Obert Anghel, head of daily banking ING Bank Romania
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