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In 2017, Lukas Petersson was 20 years old. He had entered dream education in the United States and was to study at the University of Santa Monica for six months.
Back in Sweden, he encountered several debt recovery letters and Kronofogden.
"They were looking for me in my apartment, but I have not lived there in the meantime," explains Lukas Petersson.
More and more young people are in debt
The day you turn 18, you are responsible for your personal finances. It's free to subscribe to mobile subscriptions, take out SMS loans and shop online.
"We are sadly sorry today, unfortunately, this is not for everyone," said Kim Jonsson of Kronofogd's prevention sector in a press release.
This year, 9,845 unpaid bills of 18- to 20-year-olds were reported to Kronofogden. This represents a 13% increase over 2015, when 8,736 people of the same age were in debt.
According to Kronofogden, online shopping, maintenance costs and driver's license fees are the most common causes of debt. However, unpaid bills for gym cards and student ceilings are also reported.
Have money for an apartment – do not borrow
Lukas Petersson owed 5,000 Swedish kroner on his return from the United States. Nevertheless, it is not repayment, which is the worst problem of Lukas.
– The money that I paid back a long time ago. The problem is that I have a payment slip and although I want and can be financially supported, I can not get a 3 year loan, says Lukas.
The Lukas payment note means that he can not apply for a loan to buy a housing right or sign a contract if credit information is required. This may apply to a mobile subscription, rental agreement or payment.
"It is imperative to work to prevent youth debt, for example, young people may have trouble leaving their homes because they can not get a lease or bank loan. they have debts in Kronofogden, explains Kim Jonsson.
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