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Updated (2019-03-29):
Apple Card only for one user at a time
The Apple Card promises a lot, and so far, it seems to keep its promises because the new credit card does not include any fees other than interest charges. Tech Crunch compiled in a long article which applies to the map once launched.
Among other things, it is stated that there will certainly be no late fees or overdraft fees. Some have assumed that Apple would still raise the rate of interest for the card breaker, but that does not seem to be the case. Apple will also try to put cardholders further down the interest rate ladder.
In addition, it is reported that the card is personal and can not be used by more than one person. The physical card does not support contactless payments because we still have to use Apple Pay. The card, however, is activated by holding it against an Iphone, much like when we pair Airpods.
An interesting security feature is that Apple Card can generate virtual card numbers when we pay online. After a payment on a page, we may not fully trust, we can then generate a new card number. More information on the map can be read at Tech Crunch.
Until now, there is no official information on the international launch, but the CEO of Goldman Sach said that it was planned.
Previously (2019-03-28):
Great interest for Apple Card
Apple does not have a giant presence on YouTube, but still publishes presentation videos, commercials, and occasional video. After the presentation of new services on Monday, the company has released videos on Apple Arcade, Apple Card, Apple TV Plus and Apple News.
Surprisingly, among the films, the Apple card recorded the highest number of impressions (15 million). The Apple TV Plus movie has 12 million, but the Apple Arcade movie has only 386,000. 15 million also represent more than, for example, the introductory movies for Iphone XR and Ipad Pro, and movies like Dear Apple with letters from Apple Watch users.
The card will be released in the US this summer, but Goldman Sachs International Managing Director Richard Gnodde said an international launch is also planned. Several commentators have pointed out that neither the refund bonus nor any of the other benefits of the card are the best in their class.
before:
In February, the Wall Street Journal announced that Apple had issued a credit card with Goldman Sachs. This card has now been launched.
The Apple card, as this map calls it, will be released for the first time in the United States this summer, as the rumor says, the Mastercard network. You request the card directly from the Wallet app and can use it directly if your application is approved, but a physical card is also unique in the mailbox: the card only bears your name, no number, CV or expiration date (the information can be found in Wallet – application instead).
Apple has removed all the usual credit card fees. Apple Card does not charge late fees, no annual fees, no exchange fees and no overdraft fees.
Instead of bonus points or the like, the card offers cashback paid daily, 3% for purchases at Apple, 2% with all purchases via Apple Pay and 1% for all purchases with the physical card.
Apple has not said anything about the international launch of the card.
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