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The government loan rate as of November 30, 2018 is set at 0.51%, an increase of 0.02 percentage points from 0.49% last year.
The government loan rate controls, among other things, the taxation of investment savings accounts (ISK) and the new interest rate makes a little more expensive savings with ISK.
Whoever has half a million on the account at the beginning of next year, then who deposits 2000 kr during the month, can pay 800 kr of tax with a yield of 4%. That is 32 kr more than if you were expecting last year 's government loan rate.
The tax on ISK is calculated by first generating a capital base based on the quarterly account amount plus deposits. The capital base is then multiplied by the government loan rate plus 1 percentage point. You then get a fixed income which is then taxed at 30%.
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