The SME bank offers special loans to corporate entrepreneurs …



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million. Mongkol Leeltham Managing Director The Small and Medium Business Development Bank of Thailand (SME Bank) said that in the future, borrowing money from Thai financial institutions will have to bring the tax account to the Revenue Department for review. Impact on SMEs, especially small retailers. Unable to access capital Therefore, the Bank aims to encourage these SMEs to access the source of capital. Credit products and low interest rates such as $ 4.0 million for business loans. People who apply for a loan. However, the legal person must be registered before the approval. The interest rate is 1% per year throughout a 7 year contract. Opportunity for retailers with financial problems can be recovered. The maximum repayment of 3 years is only 410 baht a day, and the loan of the star economics. The natural person and the legal person interest 3% per year during the first three years for agribusiness. Travel Community / Travel And New Entrepreneurs There are innovations with Financial Literacy, which is one of the nine measures to promote SMEs with the Ministry of Industry. The budget of 5-10 million baht for training financial, accounting, tax knowledge. Assigned to the Office of Small and Medium Enterprise Promotion (OSMEP) and related organizations. Develop micro-enterprises or "micro-SMEs" to register the legal entity, including the creation of SME D Bank platform software. And applications help manage the accounting system (Accounting Management) to help various entrepreneurs to register as a legal entity. Access to financing is automatic.

"The list of companies makes it possible to quickly and accurately educate the public about SMEs, for example, a KAYOR rubber prayer mat from new registered entrepreneurs. Is a limited partnership Hat Yai Rubber Tech Access to 1% interest at 1% interest or Nestle Food Co., Ltd. The Pickled Fish Pickled producer is encouraged to expand its online sales network via the Shopee app and make the most of it. Kiosks such as Vayupak Market, Love the People and Khlong Phoung Krung Kasem Market. Sales increase by more than 150%, etc. Mr. Mongkol

Mr. Thanawat Boonvichai, Director of the Center for Economic and Commercial Forecasting University of the Thai Chamber of Commerce The results of the survey on the value of registration as a legal person According to data from the Department of Business Development, there are 7-8 hundred registered establishments as legal persons, while data from the National Statistical Office There are 2.5 million SMEs in the industry, with more than 1.75 million SMEs, or 70%, who refuse to register as a legal entity.This is due to the help of the government through various measures.

According to a survey of 1,250 SMEs across the country, the current situation of the company. (Compared with last year), between "registered SMEs" and "unregistered SMEs" registered SMEs have improved significantly, in particular sales Net profit rose 40.7%, improved 32.7%, product prices increased 24.2% and liquidity improved 27.4%. Have improved / increased In smaller proportion Most SMEs require 29.92% of loan demand. To use as working capital, companies increase their investments by 32.56% 9.52% overhead 6.48% repay old debts 5.36% and other 0.48%

for the legal person . The factor that encourages the registration of a legal person is the tax exemption and the tax deduction for the legal person. Registered companies are correctly accounted for. And if a business needs a loan, it may be easier to file a loan than an unsecured loan.

Records were 76% more useful than unregistered records, and 22.36% were not. The attitude towards the registration of companies shows that the business registration activity is easier to borrow than that of unregistered companies: 95.14% have some interest costs less than 64.78%. Less than 77.33% received state aid faster than 78.54% received more than 91.87% of the client's trust and benefited 91.80%

is reflected in the results of the registration of the case before and after the registration. Companies can apply for loans up 65.18%, the average value has changed before the registration of 1.36 million.In addition, business income has changed before the registration of legal persons 1.78 million and the cost structure has changed before the registration of 6.91 million in terms. The value of the registration of an entity at 44.03% is very good. It is easier and faster to apply for a loan. Higher loan Get a tax deduction Add confidence to the customer. It is universally accepted. Increase your chances of getting new customers.

The survey also revealed that the top five factors that prevented entrepreneurs from registering companies. 1. Fear of being taxed up to 43% 2. Time to register or no time to register 40.5% 3. Bad registration concept 40.2% 4. L & # 39; 39, registration of the legal entity is difficult. At 38.4% and 5. The legal person will be reviewed by the Revenue Department. 38.2%

. The proposal to the government to encourage entrepreneurs to register as legal persons: 1. Do not check the account back. 2. Reduced registration fees 3. When a trade crisis requires government assistance 4. Provide knowledge in accounting and registration. 5. Give confidence and value to the owner of the company if the registration will benefit. This also increases the benefits of registration. 6. Reduce the complexity of the registration process and extend the time to file. 7. Reductions of taxes and interest rates and 8. Facilitate the contact link.

– InfoQuest / Khaosan / Ratchada Tel: 02-2535000 ext. 317 E-mail: [email protected]

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