Vicki Gunvalson, a RHOC star sued by 82-year-old woman

Star "Real Housewives of Orange County" Vicki Gunvalson is being sued by an 82-year-old woman who claims that the reality star has committed fraud while she has been lying to her for more than 20 years.

According to court documents obtained by The Blast, a woman named Joan Lile is suing Gunvalson and her company, Coto Insurance & Financial Services. She accuses the star of the reality TV of fraud, breach of fiduciary duty, negligence, intentional infliction of emotional distress and breach of contract.

Gunvalson has been a licensed broker and insurance agent since 1995.

In 1996, Lile claims that she and her husband, Robert, have taken out a long term care insurance policy. They said that they were looking for a policy providing that, if one of the husbands died, all health insurance premiums for the surviving spouse would be covered by the policy.

Joan said: "Taking advantage of the trust" of her and her husband, Gunvalson sold them a policy which she had promised the inclusion of the special provision "Life Waiver of All Premiums for a Spouse" survivor".

In addition, "This SWOP advantage was of utmost importance to the Liles because Robert Lile was significantly older than Joan Lile and wanted, above all, to know that his wife would be financially protected upon his death."

She accuses Gunvalson of fraudulently and deliberately distorting her policies for more than 20 years, "throughout this period." [Lile] paid ever increasing premiums but finally was denied the specific benefit on which the purchase of the policy was based. "

Robert Lile died in 2017 and Joan claims to have attempted to exercise the SWOP benefit, but the insurance company did not refuse it and continued to be charged premiums. She is suing for unspecified damages.

Gunvalson has not yet responded to the allegations and the case is ongoing.