Apple Pay: it will be early 2019 for BNP Paribas and Hello Bank



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@ clm37

Read my message correctly instead of reacting stupidly. I am talking about payment by the Apple Watch in France. This amount is locked by the bank. Why do people never get informed before making comments quickly?

"Since October 1, 2017, the limit for contactless payments has increased to € 30 on compatible payment terminals, but to be quite precise, a number of conditions must be added:

– This is a cap per transaction and per trader for the same day. Each operation "nibbles" a cumulative ceiling usually set at € 100, but may vary depending on the bank and the type of card, beyond which you must insert the card and confirm the PIN on the payment terminal.
– this new cap applies only to new cards. The ceiling remains at € 20 on cards issued before October 1, 2017, although some banks are thinking about updating their cards remotely.
– this ceiling is valid only in France. Each country has its own ceiling (CHF 40 in Switzerland, £ 30 in Great Britain, $ 100 in Canada), but contactless payment abroad is often deactivated on cards issued in France.

Checks can be made randomly, even if you have not reached the cumulative limit, in which case you will have to validate the payment by inserting your card into the payment terminal and entering your PIN. According to the GIE Carte bancaire, the ceiling of € 30 covers about 60% of the operations carried out in the store, against less than 45% with the ceiling of € 20. "

What is different when using a mobile or a computer.
"mobile payment services such as Apple Pay can be used to pay amounts greater than € 20, which is the limit for contactless card payments in France." For any amount over € 20, the payment mobile will be possible only when the carrier has been authenticated either by checking his code or fingerprint (by placing his finger on the Touch ID of your Apple equipment) "cf. VISA

In short, I evoked here the payment rules by Apple Watch only.

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