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The decision-making body of the Central Bank will publish today the results of its review of mortgage conditions.
The Commission will decide whether the rules governing the number of customers who can borrow to buy a house should remain unchanged or change again.
The Central Bank introduced restrictions on residential mortgages in 2015 to avoid a repeat of the real estate accident.
Since then, the rules have been slightly modified, which prevents most clients from borrowing 3.5 times their income.
Some exceptions are allowed, however, with 20% of the value of new mortgages issued by each bank to those who purchase for the first time beyond this limit. But in the case of second-time buyers, only 10% can exceed this threshold.
There are also restrictions on the proportion of loans that can contravene specified loan / value ratios.
Although it is generally accepted that the rules are good for the stability of the economy, it would seem that some banks and brokers are frustrated by the way they are applied.
They would like more flexibility, with a system of rotational exemptions, rather than a system that links them to a fixed ceiling for a calendar year.
However, it is unclear whether the Central Bank will accept their suggestions or maintain the rules as they stand.
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