More car cameras can provide cheaper insurance – News

In a video clip with a so-called car camera, a car is waiting for a green light in front of a railway crossing. When the traffic lights turn around, drive the car into the intersection and turn right. In the same second, another driver challenges the red light on the left and violently goes to the back of the car.

Without this film, it would be difficult for us to prove that our client is not the one who rolls red. In many cases, words speak words, says Stefan Brala, engine expert at Trygghansa.

Put your infectious agent

It has now been two years since the Supreme Administrative Court ruled that he was allowed to install special cameras in the car or on the bike to control what was happening on the roads.

In many other countries, camcorders, or dashcams, are often used for a long time, which has generated both YouTube videos and evidence of road accidents or road accidents.

At home, movies are the most common in case of parking damage. When the person who caused the damage infects the site, an image on a license plate may be decisive, "says Johan Granholm, engine expert at the If insurance company.

Difficult to assemble

But despite the fact that insurance companies gratefully receive windshield documents, Swedes do not seem particularly interested in technology. TT spoke to three electronics channels in Sweden. All these people have pointed out that although the percentage of sales has increased in recent years, there are not many cameras sold.

I think the main reason is that camcorders are still quite new here and that many do not know they exist. We sometimes get movies but it's not great, "says Johan Granholm.

From Trygg-Hansa comes another hypothesis.

It's wrong to install them. The wires must be hidden and may need to be connected to the same power source as the car. Technical interest is therefore required, "says Stefan Brala.

However, ignorance and meck could remedy the future. Both Brala and Granholm are convinced that the car's camera will be supplied more and more by the automaker.

Cheapest insurance

It's already starting to happen. The new Citroën C3 incorporates embedded cameras in its European cars. Tesla has just launched a new model capable of filming. This will be a more common part of standard excavation in the future, even in Sweden.

Russia is an example of a country where the camcorder is used diligently. For some drivers, the camera means a reduced insurance premium and deductible. Some Russian insurance companies also require that cars be equipped with technology.

Until now, we have not yet arrived in Sweden, but the insurance sector is studying developments in other countries. More cameras in traffic could mean more attentive drivers. In addition, they contribute to fair decisions in the case of unclear damages and shorter procedures in case of injury, "said Stefan Brala.