Savings accumulate net funding of R $ 7.350 billion in the first half of 2018

<img src = "https://abrilexame.files.wordpress.com/2018/06/sd_0506.jpg" clbad = "abril-image optimized lazyload "abril-data-id =" 2992190 "sizes =" (min-width: 991px) 680px, (max-width: 420px) 420px, (max-width: 360px) 360px, "srcset =" https: // abrilexame.files.wordpress.com/2018/06/sd_0506.jpg?quality=70&strip=info&resize=680,453 680w, https://abrilexame.files.wordpress.com/2018/06/sd_0506.jpg?quality=70&strip=all&resize = 420,280 420w, https://abrilexame.files.wordpress.com/2018/06/sd_0506.jpg?quality=70&strip=all&resize=360,240 360w, "alt =" 19659007] Brasilia – The Savings Account [19659010] closed the first half of 2018 with a net financing of 7,350 billion reais, announced Thursday the central bank . the amount of resources that the Brazilians have deposited in the book, already deducting withdrawals from the period. [20159008] Result of the six-month period since 2014, when the economic recession had not started yet, savings did not register positive growth in the first half. The total amount of savings deposits amounted to R $ 1,070 billion, minus R $ 1,063 billion in withdrawals, while the economies recorded net withdrawals only in January ($ 5,201 billion). and February (708.1 million). In the following months, net financing was recorded in March (R3.97 billion), April (R $ 1.237 billion) and May (R $ 2.405 billion).

In June, according to British Columbia, the savings reached R $ 5.639 billion, totaling four consecutive months in which deposits exceeded withdrawals. Contributions to the book totaled R $ 179.998 billion, while withdrawals reached R $ 174.359 billion in June. If we consider the income of 2,810 billion reais last month, the total amount of funds deposited today stands at 749,089 billion reais.

The positive result of the savings in the first half contrasts with the scenario observed at the beginning of the last years. In 2015 and 2016, the economic crisis exacerbated looting, with families withdrawing more than putting resources in the book to support everyday expenses.

In 2017, the scenario began to change, in the midst of the early economic recovery. Nevertheless, the first half was marked by more withdrawals than deposits, with net outflows of R $ 12.290 billion.

This year, the gradual recovery in activity and income, in a low inflation environment, has favored net financing of savings in the first half. In June, part of PIS-Pasep's resources were also released for those who worked between 1971 and 1988. The release of resources, totaling R $ 16 billion, will last until the end of the year. September 28th.

the remuneration of the savings account is constituted by the reference rate (TR) plus 70% of the Selic rate (the basic interest rate). Selic is now 6.50% a year.

This compensation rule applies whenever the base rate is less than 8.50% per annum. When it is above, the savings will be updated by TR plus a fixed rate of 0.5% per month (6.17% per annum).