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Out of ten Brazilians, four (44%, out of 910 respondents) have already borrowed the name of others to make purchases on credit – mainly among those in grades C, D and E (48%) and among women (19659002) The data are collected by the Credit Protection Service (SPC Brazil) and the National Confederation of Traders (CNDL) in all capitals, revealing that this practice is not uncommon in Brazil.
] Of those who said they had never used this attitude, 56% responded. According to the survey, in times of crisis and rare credit, borrowing the name to buy is the outlet that many Brazilians find not to stop consuming.
According to the study, the practice is mainly used by consumers who have experienced emergency situations and who have no financial reserve (27%) or those who are enrolled in them. accounts receivable records (22%). But other reasons are still mentioned for the loan of the name like the credit refused (16%) and the exploded limit of the credit card (13%). /Agencies
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