[ad_1]
A new rule from the ANS (National Complementary Health Agency) will allow beneficiaries of corporate health plans to utilize the portability of deficiencies if they wish to change plans or d & # 39; operators.
The novelty takes effect in June 2019, when the 180-day period that operators must adapt.
The new standard, approved Monday (3), also removes the requirement of the "window" – the term to exert – and no longer requires the compatibility of coverage between plans for the exercise of portability. Previously, the exercise of portability was limited to four months in the year, from the anniversary date of the contract.
"The transferability of deprivation becomes an effective right of every consumer of health insurance schemes", says Rogério Scarabel, director of ANS, on the extension of benefits for business plans clients. According to the regulator, this modality of health insurance accounts for nearly 70% of the market.
The ANS measure can help beneficiaries who are laid off or retire. Today, when an employee leaves the company, he has to fill in new grace periods when he changes his health plan. Portability allows the business plan beneficiary to choose another product without additional grace period. It may be exercised within 60 days from the date on which the beneficiary became aware of the termination of his relationship with the operator.
Portability times remain the same.
Portability for the customers of the liquidation operators
The SNA also modified the rules of its exercise of the special portability, a measure adopted for the beneficiaries of the operators in liquidation or with serious administrative or financial problems. badistance can change plans. The new rule does not require price compatibility for these customers.
Source link
