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Santander announced today (6) a new product available: the financing of real estate in the plant. Therefore, the bank chose to enter a still small sector, that of real estate customers shortly after the sale of units in the factory.
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Santander announces a financing line for factory real estate
This sector is still small because only Caixa Econômica Federal and Banco do Brasil are part of this sector. market. The first project will take place later this month, in partnership with MRV, in Salvador, with apartments ranging from R $ 200,000 to R $ 350,000. The savings account, with a rate of about 8.9%, is the source of funding for this modality. "We will be the first private bank to finance the plant, the product is ready, structured and will be released by the end of the year." Cássio Schmitt, director of credit and recovery products at the bank, said in an interview with badysts and investors organized by MRV. According to the executive, Santander has an appetite to build a portfolio in the range of 500 million rand to 1 billion the first year. "The potential for growth is enormous. It is an additional market. " Approval of credit under this modality for buyers and outsourcing of real estate financing take place shortly after the sale, even during the construction of the project." As for the construction company , the funds will be released during the construction of the works, the financing being granted to the customers. Follow us on our social networks like Facebook, Twitter and Instagram. articles on digital banks, digital credit cards, financing, loans and everything about the subject of fintechs. Twitter
Luiz Felipe Kessler
Founder of your digital credit and Optclean technology
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