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Retirees have the right, in the INSS, to draw all of the FGTS in 2018. Workers who retire through the INSS can withdraw the FGTS that they have accumulated during their life. And whoever chooses to stay on the market with a formal contract, in the same company in which he had worked before the benefit was awarded by Social Security, will have the right to withdraw monthly new deposits made by the company. ;employer.
The FGTS balance consists of equivalent monthly credits. at 8% of the value of the worker's salary. If, for example, the retiree who remains active receives R $ 1,500, he will receive R $ 120 deposited each month into the fund. The insured can also expect to spend a year to withdraw the amount. In other words, he would have a total of R $ 1,560 after 12 months, including the portion relating to the 13th treatment.
According to the Federal Savings Bank, which administers the fund, if that same worker who has retired and works, has changed will lose the right to the monthly withdrawal of the FGTS. Under the rules of withdrawal, in this case, the insured will follow the same rules as other workers to be able to withdraw money from the fund to finance his home, have a serious illness or have been dismissed without cause valid.
Monthly amounts must be made to an agency of the savings bank. the worker has the option to schedule the withdrawal monthly, the money being transferred to the account that the insured indicates to the bank, either from the Caixa itself, or from another financial institution.
Deposit every day 7
Companies collect the 8% deposit on the FGTS account every 7th of the following month. The transfer to the current account or withdrawal of the worker takes on average five days.
When he enters with the withdrawal application, the worker must submit documents, among which proves the retirement granted by the INSS; work portfolio containing the employment record of the company in which he retired and continues to work; and identity with photo.
The service can be performed monthly at the central bank's vending machines. For accumulated amounts up to R $ 3,000, the withdrawal is made on the electronic service terminals with a Citizen card and a pbadword.
It is possible to take money at home to the lottery
For those who have up to R $ 1,500, the service will also be available at the counters automatically, but the worker will have to use the pbadword of the citizen's card (the card is not necessary) and the PIS number, identical to that of the social identification number (NIS) or NIT (Number of identification of the worker)
If you prefer, the insured can go directly to the branch office of Caixa. According to Caixa, the fund balance is adjusted by 3% per annum, plus the change in the reference rate (TR), the lower return on savings. Since last year, the government has been distributing additional income to workers equal to half of the fund's profits. In 2018, there was a payment of 1.72% compared to the balance of last December
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. Workers who retire through the INSS can withdraw the FGTS that they have accumulated throughout their lives. And whoever chooses to stay on the market with a formal contract, in the same company in which he had worked before the benefit was awarded by Social Security, will have the right to withdraw monthly new deposits made by the company. ;employer.
The FGTS balance consists of equivalent monthly credits. at 8% of the value of the worker's salary. If, for example, the retiree who remains active receives R $ 1,500, he will receive R $ 120 deposited each month into the fund. The insured can also expect to spend a year to withdraw the amount. In other words, he would have a total of R $ 1,560 after 12 months, including the portion relating to the 13th treatment.
According to the Federal Savings Bank, which administers the fund, if that same worker who has retired and works, has changed will lose the right to the monthly withdrawal of the FGTS. Under the rules of withdrawal, in this case, the insured will follow the same rules as other workers to be able to withdraw money from the fund to finance his home, have a serious illness or have been dismissed without cause valid.
Monthly amounts must be made to an agency of the savings bank. the worker has the option to schedule the withdrawal monthly, the money being transferred to the account that the insured indicates to the bank, either from the Caixa itself, or from another financial institution.
Deposit every day 7
Companies collect the 8% deposit on the FGTS account every 7th of the following month. The transfer to the current account or withdrawal of the worker takes on average five days.
When he enters with the withdrawal application, the worker must submit documents, among which proves the retirement granted by the INSS; work portfolio containing the employment record of the company in which he retired and continues to work; and identity with photo.
The service can be performed monthly at the central bank's vending machines. For accumulated amounts up to R $ 3,000, the withdrawal is made on the electronic service terminals with a Citizen card and a pbadword.
It is possible to take money at home to the lottery
For those who have up to R $ 1,500, the service will also be put into use at ATMs, but the worker will have to use the pbadword of the citizen card (the card is not necessary) and the PIS number, identical to that of the social identification number (NIS) or NIT (Worker Identification Number)
If you prefer, the insured can go directly to the branch office of Caixa. According to Caixa, the fund balance is adjusted by 3% per annum, plus the change in the reference rate (TR), the lower return on savings. Since last year, the government has been distributing additional income to workers equal to half of the fund's profits. In 2018, there was a payment of 1.72% compared to the balance of last December.
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