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Motorists will pay less compulsory insurance in 2019. The National Council of Private Insurance (CNSP), linked to the Ministry of Finance, today approved (13) the average reduction of 63.3% the value of bodily injury inflicted on a mandatory basis. by vehicles (DPVAT) next year.
The reductions will be different depending on the type of vehicle. VAT is reduced by 71% for pbadenger cars, taxis and rental cars, mopeds and earthmovers, tractors, trucks, pick-ups, trailers and semi-trailers. In the case of pbadenger cars, the rate will rise from R $ 41.40 to R $ 12.
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The insurance of motorcycles and scooters, which focuses most road accidents requiring the activation of IPTV, will drop less and will cost 56% less.
Ministry of Finance explains premium reduction
In a note, the Ministry of Finance indicated that the reduction in tariff premiums was possible because the amount of resources currently accumulated was greater than the needs of the IPTV system. And he attributed the excess resources to the fight against fraud, which resulted in a significant reduction in the number of claims, and to the profitability of the fund's reserves which constitutes insurance.
The Department also noted that the percentages of reduction varied by type. reduce the subsidy to motorcycles. Although they account for 74% of compensation, motorcycles account for only 27% of the national park.
With regard to public transport vehicles, the reduction was proportionately greater because the National Council for Private Insurance wanted to privilege public transportation,
According to the Treasury, the reserves are more than enough to guarantee the long-term solvency of the DPVAT insurance, which pays compensation in the range of 2 billion rand a year.
19659002] The Ministry also highlighted the improvements made to the management of Seguradora Líder, responsible for compulsory insurance, which increased the severity with severance pay and reduced expenses with DPVAT
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