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Starting in 2019, the country's drivers will pay the mandatory personal injury caused by vehicles (EVAP) with an average reduction of 63.3%. The measure was approved by the National Council of Private Insurance (CNSP), linked to the Ministry of Finance, Thursday (13).
The amount of the reduction, however, will depend on the type of vehicle. According to the approved measure, pbadenger cars, taxis and rental cars, mopeds, earth-moving machines, tractors, trucks, pick-ups, trailers and semi-trailers will be increased from R $ 41.40 R $ 12 – 71% discount.
Insurance for buses, micro-buses and warehouses will be reduced by 79%. Motorcycles and scooters, which concentrate most car crashes requiring vehicle control to the car, will have the lowest percentage – a 56% reduction.
Claims
The Department of Finance reported that the reduction was possible because of the amount of resources accumulated in technical reserves that exceeded the Department's actuarial requirements. The surplus, as the portfolio explains, is a consequence of the measures taken to combat fraud, which led to a significant reduction in losses, which adds to the profitability of the accumulated resources.
At the present time, the DPVAT Insurance pays about R 2 billion per annum compensation. The Council has also defined a new rural insurance modality. The resolution defines the crops and crops that can be insured, the minimum coverage, the maximum compensation limits, the calculation of these benefits, in addition to the coverage period.
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