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At this time of year, many people exaggerate their purchases and risk losing their balance of finances to SPC and Serasa. In September 2018, we had about 61.4 million negative customers in Brazil, according to data from Serasa. The best thing to do is to try to get in touch with your creditors and try to make a deal viable. However, is it worth borrowing to erase the names of credit protection agencies?
How to open a current account with essential services without paying fees
How to make a credit card loan without using the limit
It's worth it Ready to erase the name in the CPS and Serasa?
First, consult your CPF in the credit Boureaus. In addition, it is possible to consult on the Internet even its restrictions on Serasa Experian and Boa Vista SCPC. Given this information, the next step is to check the value of the updated debt.
Contact your creditors and try to make the negotiation possible. Check the cash value for each of your debts. Ask for a simulation of the payment of the total amount of your debt. With this you will know exactly what is the total amount of your debt. In this case, it is interesting to make a loan to repay debts and leave the SPC and Serasa.
Lending Terms
There are several loan terms available. However, for those who are negative, it is necessary to avoid high interest rates, especially on the personal loan for the negatives. Prefer to make a payday loan, or a secured loan, which can be a vehicle, real estate, FGTS or a cash collateral. Take a look at in this article we talk about these possibilities.
Use money to pay off your debts
This is very important. You must make a loan and immediately use the money directly to repay your debts. With this you will have less risk of using the money in unnecessary expenses. You can easily lose control of your finances and the money simply disappears. Many times without even remembering where you actually spent.
Council
Good advice is to take advantage of the facilities of fintech Good For Credit . With a registration on the website and according to your credit profile, you will be directed to companies that wish to make loans, among the partners of this institution. In addition, there are many types of loans, ranging from personal loans to payday loans, property and vehicle security.
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EDUARDO MENDES
I am a technology enthusiast, who also appreciates innovation, entrepreneurship, the finchs and his installations.
Graduate in Business Administration from the Federal University of Rio Grande do Sul and founder of Optclean Technology, Student Connection and Your Digital Credit.
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