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Brazil has essentially three social security and social protection systems. (RGPS), Public Officials (RPPS) and Social Assistance (Loas / BPC)
The RGPS serves more than 30 million people retired and does not have a minimum age. Men retire with 35 years of contributions and women with 30 years of contributions. On average, men retire at age 56 and women at age 53. Only 12 other countries in the world do not have minimum age: Ecuador, Iraq, Iran, Syria, Saudi Arabia, Yemen, Algeria, Italy, Egypt, Bahrain, Hungary. and Serbia. We are well matched!
Contrary to the belief of many, there is no big difference in the expectation of survival between rich and poor regions. At age 56, in the South, men have a life expectancy of 23.2 years and women, 27.2 years. In the Northeast, this expectation is 22.5 and 26.1 years respectively. There is a difference in life expectancy at birth, but this is due to higher infant mortality rates and a higher number of deaths due to violence.
Among retirees by contribution period in 2015, 51% received benefits before the age of 54 years and 80 years. These benefits are granted to workers whose salaries are among the 30% highest in the country. With 28.9% of the total expenditure devoted to beneficiaries who accumulate pension and pension, these are allocated to the richest people. [19659002] The rural population over 55 (able to retire) is 6.2 million, while rural welfare recipients are 9.4 million
. private sector that do not want or can not contribute 30/35 years, women / men can retire at 65 (men) and 60 (women) and receive the minimum wage (Loas ).
As any citizen is entitled to this pension, even if he has not contributed, workers who receive wages close to the minimum have any interest in not contributing to social welfare, which explains why
RPPS (civil servants) have a minimum retirement age: 55 for men and 50 for women, which is not really limiting because they are similar to 39, average age of retirement according to the contribution period in the RGPS. who is willing.
For those who entered the public service before 2003, the value of the pension is equal to the last salary and has the same adjustment of the employees of the active. For those who entered between 2003 and 2013, the value of retirement is the average of wages earned among the badets.
RPPS expenditures, which serve fewer than one million people, were 50% higher than the budgets of Public Safety, Housing, Sanitation, Science and Technology. in 2015, Communications, Energy, Transport, Sports and Recreation, Culture, Industry, Agrarian Organization, Trade and Services, Environmental Management and Family Grant, were added.
In 2016, the total deficit of social security (RGPS + RPPS) amounted to 305 billion rand, a figure higher than that devoted to the Bolsa Família from its creation until today. hui, in actual values. In 2001 and 2015, the total RPPS deficit was R $ 1,292 billion; the RGPS, R $ 936 billion; and spending on Loas, R $ 415 billion. During the same period, the federal government spent 839 billion rand on education. In other words, the Brazilian government has transferred 3.15 times more to retirees than it has spent on educating our young people. Do we really need a pension reform?
* PROFESSOR OF THE DEPARTMENT OF THE ECONOMY OF PUC / RIO, IS ECONOMIST OF THE GREAT INVESTMENTS
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