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Who is a formal contract worker receives from the employer monthly installments corresponding to 8% of salary. This money is deposited in an account opened at Caixa Econômica Federal and reports each month according to the variation of the exchange rate plus an interest of 3% per annum on the balance. However, this money stays still and can only be removed in specific cases. However, with the recent legislative changes, check the 8 situations in which you have the right to withdraw FGTS today.
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Know the 18 situations in which you have the right to withdraw the FGTS
Corinthians BMG: an innovative partnership does it make Timão a bank? 1) Dismissal without just cause
In the first place, when the employee is dismissed without just cause, he has the right to withdraw the FGTS, in addition to 40% of the fine of the balance for dismissal.
2) Denunciation by agreement
Since November 2017, in accordance with Law 13467/2207, the employee has the right to withdraw 80% of the amount deposited in the FGTS plus 20% of the balance for purposes of termination of the FGTS.
3) Termination of the contract for a fixed term
Whenever there is a contract for a fixed term,
(4) Closure of a business
Due to the Termination of the employment contract by extinguishment, removal of activities, closure of establishments, branches or agencies before the end of the contract.
(5) Termination of Contract for Mutual Misconduct
(5) Termination of Contract for Mutual Misconduct [19659008] Reciprocal misconduct occurs when both parties give rise to the termination of the employment contract.
6) Extinction of the Contract by Force Majeure
6) Extinction of the Contract by Force Majeure
Force majeure means anything that is inevitable and unpredictable, having regard to the will of the employer.
7) Retirement
Clearly, the worker has the right to withdraw the FGTS when he or she retires.
8) Situation or state of emergency of public calamity
In case of personal need, urgent and serious, resulting from a natural disaster provided by Decree no. 5.113 / 2004. In other words, he has reached his area of residence when the emergency situation or the state of public disaster is so recognized, through an order of the federal government.
9) Suspension of work Avulso
is the one who provides services of an urban or rural nature and has no employment relationship to several companies.
10) Death of the worker
Upon the death of the worker, his heirs have the right to withdraw the FGTS.
11) Age greater than or equal to 70 years
Where the related account holder is 70 years of age or over, whether or not he is still in the employ of
12) of the HIV virus
When the worker or their dependent is HIV positive, they have the right to withdraw the FGTS and can make monthly withdrawals.
13) Malignant Tumor – Cancer
Whenever the worker or his or her dependent is diagnosed with a cancer – malignant tumor, he is entitled to draw his bills.
14) Terminal phase due to serious illness
As we have already mentioned in this article please understand in which situations the right to serve the FGTS is provided.
15) Account without deposits since 03 years
Whenever the account of the employee is without deposits for three consecutive years, it is possible to perform the
16) Outside the FGTS scheme
There may be mentioned situations in which the worker has changed activity and has pbaded a public competition for example.
17) Amortization of the Debtor's Balance and Installment Payments
In several situations, it is anticipated that FGTS will be withdrawn from installments.
18) Acquiring an individual dwelling
If you buy a home, you can use the balance of the FGTS for your own purchase. of the property, for the liquidation or for the amortization of the debt.
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