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Motorists will pay less compulsory insurance in 2019. The National Council of Private Insurance (CNSP), linked to the Ministry of Finance, today approved (13) the average reduction of 63.3% the value of bodily injury inflicted on a mandatory basis. by vehicles (DPVAT) next year.
The reductions will be different depending on the type of vehicle. VAT is reduced by 71% for pbadenger cars, taxis and rental cars, mopeds and earthmovers, tractors, trucks, pick-ups, trailers and semi-trailers. In the case of pbadenger cars, the fare will increase from R $ 41.40 to R $ 12.
The insurance of buses, micro-buses and car parks will be reduced by 79%. The insurance of motorcycles and scooters, which focuses most road accidents requiring the activation of the DPVAT system, will drop less and will cost 56% less.
Fight Against Fraud
It should be noted that the Ministry of Finance indicated that the reduction of tariff premiums was possible because the amount of resources currently accumulated was greater than the needs of the IPTV system. . The ministry attributed the excess resources to the fight against fraud, which resulted in a significant reduction in the number of claims and in the profitability of the reserves of the insurance fund.
The Department also reported that the percentages of reductions varied by country. type of vehicle to reduce the subsidy to motorcycles. Although they account for 74% of compensation, motorcycles account for only 27% of the national park.
With regard to public transit vehicles, the reduction was proportionately greater because the National Council for Private Insurance wanted to privilege public transportation,
According to the Treasury, the reserves are more that sufficient to guarantee the long-term solvency of the insurance DPVAT, which pays compensation in the order of 2 billion rand a year.
19659003] The Ministry also highlighted the improvements made to the management of Seguradora Líder, responsible for compulsory insurance, which increased the severity of severance pay and reduced expenses with the DPVAT system.
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