Caixa will lend less to large companies and more to low income

Cash will lend less money to large corporations and more to low-income customers. The Federal Savings Bank must allocate business resources in the form of credit for small businesses and for housing. This information was confirmed by the new president of the institution, Pedro Guimarães. In addition, one of the priorities will be to improve coordination with the other major retail institution, Banco do Brasil, to adopt cost-saving measures and to avoid any overlap between the two. activities.

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Caixa lends less money to large corporations and more to low-income customers

Caixa also lends less money to large corporations and more to low-income clients [19659005] will invest in another area of ​​activity, namely the sale of stakes in niche markets, such as cards and some branches of security, as well as the more intensive use of securitization of real estate loans, including with the participation of foreign capital.

Guimarães continues to say Caixa can not get more than 100 billion rubles of loans to large companies. Therefore, the priority will be dealing with small businesses and by segments like payday loans.

The new president of the financial institution has already been appointed to this post and participated yesterday in the ceremony of handing over the cards of the Minister of the New Economy, Paulo Guedes. . On Monday (7), the presidential ceremonies of the Chairmen of Caixa Econômica Federal and Banco do Brasil, chaired by Rubem Novaes, will be held. In addition, a unified ceremony is planned for Banco do Brasil and Caixa banks in Plbadto and, later, individual banks.

Guimarães also said that it would reduce costs and streamline operations. In addition to the real estate sector, which is another priority, he said that he had already begun negotiations with the Central Bank to improve regulations to facilitate foreign investment.

in mortgage securitization

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