Does the Nubank Credit Card Consult SPC and Serasa?



[ad_1]


Nubank is one of the leading fintechs in Brazil and its credit card is highly coveted by consumers. However, the financial startup offers two types of products: the credit card and Nuconta. Does she consult SPC and Serasa on these two products? The answer to this question is: it depends.

Read more:

Six reasons why Nubank is a threat to traditional banks.

Tips for Increasing the Limit of Nubank's Santander Free Card

Nubank, like any credit company, approves the credit card and badyzes the credit history.

Nubank consults with SPC and Serasa? and waiting in the applicant's FCP. The purpose of the badysis is to find out if the consumer is restricted in certain default registers and to check if there is a trade-off in others. Thus, we observe that the client concludes if there is a condition to obtain a new credit and pay the bills on time.

Thus, the history will show the behavior of the applicant in recent times, badyzing the data as being punctual.

Nuconta approves CPS and Serasa?

In return, Nuconta approves anyone interested in opening the account. Therefore, there is no need to consult, even if Nubank will not grant credit to the consumer.

The opening of Nuconta can help win the Nubank credit card?

At the opening of Nuconta, the customer can show the Nubank how it behaves with money. Therefore, it may be helpful to obtain subsequent approval on a fintech credit card.

Final Comments

Therefore, the Nubank card, because it gives a credit to the consumer, consults the SPC and Serasa. However, Nuconta does not do it because it does not give credit, but it can help you get the Nubank credit card. This is to say that if you have been rejected in Nubank credit badysis and you do not own Nuconta, it is advisable to open Nuconta and do a lot of removals.

So follow us on our social networks like Facebook, Twitter, Twitter, Facebook, Twitter, Facebook, Twitter, Instagram and share with your friends! Track articles and news about digital banks, digital credit cards, financing, loans and everything related to the subject of fintechs.

Luiz Felipe Kessler

Founder of your digital credit and Optclean technology

(function (d, s, id) {
var js, fjs = d.getElementsByTagName (s) [0];
if (d.getElementById (id)) return;
js = d.createElement (s); js.id = id;
js.src = & # 39; https: //connect.facebook.net/en_US/sdk.js#xfbml=1&version=v2.12&appId=209988876218922&autoLogAppEvents=1&#39 ;;
fjs.parentNode.insertBefore (js, fjs);
} (document, 'script', 'facebook-jssdk')); [ad_2]
Source link