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Nearly half of Brazilians (48%) who apply for a loan in Brazil aim to repay their debts with the funds obtained. Additional funds are also sought for the opening of new businesses (17%) and home renovation (10%).
More recent information from the SPC of Brazil (Credit Protection Service) indicates that about 62.6 "Indebtedness is seeking financing to repay very high rate loans taken in situations emergency or to extend their debt in the short term, "said Antônio Rocha, CEO.
from the platform responsible for research IQ 360.
See also: With 500 Romanian pesos, 30% of the debt would erase the name
The research data, presented from the information from 270,000 people looked for lines of credit between May 2017 and November 2018, shows that 47% of searches were done by employees, 34% by self-employed workers, 8% by public sector employees, 7% by retirees and 3% by the unemployed.
Roch also notes that the lack of habit of research leads consumers to contract unattractive lines. "They think the first loan they have been accepted for is the best, but it's a mistake, it's worth looking for a little more to find the credit that will serve you and offer better interest, orients."
Card Draws Sleep
According to another survey conducted by the Guiabolso application, the credit card bill is the account that most removes the sleep of Brazilians. Platform users spend an average of R $ 2,661 per month on bills.
Then, people mentioning rent and financing appear (14.2%) as the most worrying day-to-day account. (12.7%), school expenses (8.9%), water and electricity bills (3.8%), IPTU (2.7%) and telecommunications tickets (2.1%).
When asked about the fear of these accounts, more than half of the respondents (52.3%) attributed the high value of the ticket. 21.2% said that the headache was caused by recurring expenses and 10.8% said that they "never" knew how much they would pay.
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