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Rio – Users of health care plans, which are dramatically reducing available resources, now know how to check the value of the monthly and the medical convention options that best fit the national budget. Last week, the National Public Health Agency (ANS) updated a tool on the site that allows the client to consult and compare the types of plans, coverage, network accredited and monthly, then to decide which of both will be contracted. You can refer to the ANS Guide at the abbreviated address at https://goo.gl/wFz1jo.
L' tool allows you to compare plans and view important information to guide the consumer's decision as an accredited network of each product and maximum price that the operator can apply for the medical-hospital plan.
"We believe that this new tool will contribute a lot to subsidize citizen choice, intuitive access and easy navigation, and will bring more transparency to the health insurance market," Rogério said.
"It is important for the consumer to know that the tool allows consulting the plans but that the procurement is not negotiated by the ANS. In order to make the hiring or the "
How to Consult
By accessing the address https://goo.gl/wFz1jo the ANS website will open. In this first screen, the customer has the opportunity to choose the location, such as Rio, Espírito Santo, for example. The municipality and the date of birth of the user. If you want to specify the operator or health plan that you want to join / contract, simply check this option.
In this case, you can choose an operator or a plan record. Then click next. He will then open another page, the type of hiring, which can be Individual / Family, Membership Collective, Collective Business.
Then comes the Coverage field, where you select as many options as you want. Among them, obstetrics outpatient hospital, outpatient dental hospital, outpatient, among others. You can check the coverage area in the Geographical area element. There, the consumer indicates whether it is a state, a municipality or a national
With regard to accommodation, it is possible to choose a private room or infirmary. You can also define on the screen the type of plan, whether or not it is badociated, the types of payment and the minimum and maximum values that the customer can shell out. With information and values in hand, the user can establish the family budget and compare what will be contracted.
Clinics have more prices in account
Among the alternatives to people without health insurance are those offered by popular clinics, which have different specialties and monthly prices hold in the pocket. Camim, for example, has seven units: Anchieta, Campinho, Campo Grande, Jacarepaguá, Nilópolis, Nova Iguaçu and Realengo. And the monthly fee is R $ 68. The network has its own lab and runs 24 hours a day and does not miss.
The plan proposes 35 specialties. Among them: allergist, angiology, cardiology, general surgery, general medicine, gynecology and obstetrics, ophthalmology, mastology, pediatrics, orthopedics, psychiatry and otorhinolaryngology.
MedicMais is another example of a popular clinic. In network options, a consultation with the general practitioner, for example, costs around R $ 90, but exams start at R $ 5. The units are located in the districts of Taquara, Niterói and Méier. Among the specialties and exams are gynecology, mammography, urology and PSA. The network also has dentists.
Adjustments above inflation
The method of correcting monthly payments for health insurance may change. During a public hearing in the Senate, the ANS coordinator, Bruno Morestrello, presented the new proposal for a rule aimed at readjusting individual and family agreements.
Consumer Protection Institute (Idec) lawyer, Ana Carolina, criticizes the lack of information on the percentage of readjustment. Navarette. "Without simulation, it is very difficult for people to understand what is being said," he said.
The intention is to change the picture that has unfolded. As of 2013, health plans have readjusted higher than inflation. That year, the readjustment was 9% and inflation was 5.9%. The following year, inflation was 6.4% and the increase was 9.7%.
In 2015, the percentage of plans was 13.6% and the rate of inflation was 10.7%. In 2016, the difference was more obvious: 13.6% (readjustment) and 6.3% (inflation).
A year later, the distance was even greater, by a few percentage points. While inflation stood at 3%, the readjustment was 13.6%. This year the same line: inflation to 2.90% and plans increased by 10%.
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