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The National Institute of Social Security (INSS) will publish next Monday 31, prescriptive instructions to prevent harbadment of financial institutions against policyholders. Under the new rules, banks will be prohibited from seeking new beneficiaries who will provide deductible payroll credit for six months after receipt of the first benefit. In addition, all retirees and retirees will have their contracts locked in the first three months. After that, you must go to the bank branch to request the release.
According to the normative instruction, the insured person interested in the credit must make prior authorization to have access to the modality. The mechanism will operate via an electronic channel, made available by the financial institution, in which the retiree, the retiree or his legal representative must make the data available. With this system, the INSS intends to fight wage fraud, which is often granted without the consent of the insured, according to the whistleblowing that reaches the office of the ombudsman.
INSS President, Edison Garcia, said that these measures were requirements of society: 19659002] – These issues are being discussed at the prosecutor's office, the ombudsman's office, doing the same. subject to prosecution. Nowadays, the citizen starts to take advantage of it and already receives a connection from the bank, which causes discomfort. The new rules will improve the process and put an end to harbadment that is of concern to citizens.
The rules begin to be valid 90 days after their publication in the Official Journal of the Union. Institutions that do not comply will be notified and, where applicable,
The normative instruction also provides that financial institutions reimburse INSS the operating costs related to the payroll, which amount, according to Garcia, was not collected:
– These costs amounted to about R $ 127. million per year, related to the expenses and processes of the Ombudsman, for example, and that banks will have to pay from now on. Source Extra Newspaper
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