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Banque Cetelem is one of the world leaders in the supply of consumer credit. The bank is a BNP Paribas group company and is present in more than 18 countries. She can also be considered one of the leaders in the global financial market. Here in Brazil, he has been present since 1998. Banco Cetelem offers a credit card without annual fees and without consultation with SPC / Serasa. Discover more details about the credit card Cetelem, which is unfortunately not accessible to all publics, because it must be retired or retired from the INSS, because it is taken into account.
For more information:
How long does it take to be approved Nubank credit card?
The central bank authorizes the C6 bank, future competitor of Nubank, to start its activities.
The BMG credit card is without annuity and without consultation with SPC / Serasa
The credit card Cetelem is without annuity and without consultation of the SPC / Serasa
Credit card Cetelem
The card of Cetelem credit is a credit card deductible from the pay check. As a result, invoices are deducted directly from your clients' payroll.
Who is entitled to the Cetelem credit card?
Unfortunately, only retirees and retirees of Cetelem
can give more benefits to their clients, with lower interest rates, lower rates and an annuity exemption. INSS can obtain this credit card. For this, it is necessary to register directly on the website of the institution . The map still has an app for Android and iOS.
Reduced Rates
Obviously, this type of credit card poses a very low risk for the financial institution that grants the credit. Indeed, the invoice is directly updated for the benefit of the customer. Interest rates are extremely low. Therefore, if we compare the Cetelem credit card to a traditional credit card, we find that the interest is extremely affordable.
Advantages
In addition to all the advantages already mentioned, the Cetelem credit card still has the following advantages:
Final Considerations
Finally, the Cetelem credit card is well worth it if you are retired or pensioned from the INSS.
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