The Cetelem credit card is without annual fees and without consultation of SPC / Serasa

Banque Cetelem is one of the world leaders in the supply of consumer credit. The bank is a BNP Paribas group company and is present in more than 18 countries. She can also be considered one of the leaders in the global financial market. Here in Brazil, he has been present since 1998. Banco Cetelem offers a credit card without annual fees and without consultation with SPC / Serasa. Discover more details on the credit card Cetelem, which is unfortunately not accessible to all publics, because it must be retired or retired from the INSS, because it is recorded.

To find out more:

How the loan works for MEI –

Credit card Cetelem

The credit card Cetelem is without annuity and without consultation of the CPS / Serasa

Credit card Cetelem

The Cetelem credit card is a credit card deductible from payroll. As a result, invoices are deducted directly from your clients' payroll.

Who is entitled to the Cetelem credit card?

Unfortunately, only retirees and retirees of Cetelem

can give more benefits to their clients, with lower interest rates, lower rates and an annuity exemption. INSS can obtain this credit card. For this, it is necessary to register directly on the website of the institution . The map still has an app for Android and iOS.

Reduced Rates

Obviously, this type of credit card poses a very low risk for the financial institution granting the credit. Indeed, the invoice is directly updated for the benefit of the customer. Interest rates are extremely low. Therefore, if we compare the credit card Cetelem to a traditional credit card, we see that the interest rates are extremely affordable.

Advantages

In addition to all the advantages already mentioned, the Cetelem credit card still has the following advantages:

• You can withdraw money from the Banco24Horas Network Box
• You can withdraw money from the Banco24Horas Network Boxes
• Deposit with direct deposit into your account;

  Final Thoughts

  Finally, the Cetelem credit card is well worth it if you are retired or retired from the INSS.

• It is accepted in thousands of institutions. Indeed, the customer has a modern credit card with no annual fees and at very low rates. However, it is very important that you are aware of your expenses, especially because there is no CPS / Serasa consultation. That is, if by chance your name is restricted, you must organize yourself to not further increase your debts and lose control of your finances.

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