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Consumers will have a new payment method in 2019, with lower interest rates and longer payments than today. This will be a type of credit card by credit card. It is expected that the new service will be available shortly, still in the first quarter of 2019.
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The consumer can make credit card credit in 2019
The credit card credit will have an interest rate and a installment payment defined by each bank. the customer. According to Ricardo Vieira, executive director of the Brazilian Association of Credit Card and Service Companies (Abecs), it is expected that, depending on the client's profile, it meets the definition of Credit limit.
is the service already available in the first quarter of next year. In addition, he estimates that interest rates are in a range similar to payday loans, which are currently the lowest in the market. That is between 1.18% and 6.52% per month, according to the banks.
However, it should be noted that a fee will be charged on all purchases. Therefore, different from what happens with the credit card, when the bill is paid on time. Vieira also emphasizes that the trader must also benefit. Since he will receive the value of the products in cash several times, different from that of card sales.
However, given the apparent ease that credit card credit can bring to consumers, it is important to plan. This is to avoid unpleasant surprises upon arrival of the credit card bill. And you, what do you think of this new form of payment?
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