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Caixa President, Pedro Guimarães, said Wednesday (2) that he intended to focus on the central bank's performance in real estate loans and services to low-income account holders, leaving aside the activities of large companies. Guimarães criticized the bank's performance in the PT governments, which granted loans to companies such as Petrobras at the Caixa counter.
"To what extent should Caixa have more than 100 billion rubles of loans to large companies, who can quietly use these resources in the domestic market and in the foreign market?" Why Caixa, with 93 million customers, who can not finance microcredit and have no relevant payday loan transaction, should it lend to a giant company?
Guimarães, who, before taking over Caixa at the head of the investment bank Plural Brazil, went to the government through the appointment of Minister Paulo Guedes (Economics)
. He said he was listening to the minister, who said in his inaugural speech that he intended to destabilize the credit market. The ceremony was broadcast on Wednesday (2) in Brasilia.
Guedes explicitly mentioned the BNDES. He said he hoped to recover the resources that the Union had injected into the banks of the Lula and Dilma Rousseff governments. At the time, the government was hoping to expand credit and regain economic growth, which had slowed down.
"We want the money from the Union to be repaid, we want to fire, we want to recover the $ 500 and some billions that have been donated," he said.
According to him, the growth of the loans contracted from state banks has created two parallel credit markets, a free resource market and another "of friends, with interest."
" BNDE (sic) makes this money, slightly reduces its balance, we have incurred debts, irrigated this market which was tight and life is a little more difficult for those who live in the shadow of the state, "he said. he declares. "We will privatize the credit market".
At La Caixa, Pedro Guimarães plans to sell the shares of the bank's subsidiaries, like Banco do Brasil with his insurance sector, BB Seguridade [19659002] According to the executive, the idea is to make two public share offerings later this year. The branches that may be the target of this division are the areas of cards, insurance and investment management and equity.
The executive also announced plans to securitize the Caixa mortgage, which is to sell loans. This would increase the availability of funds that can be lent by the bank.
Today, Caixa is strangled by the rules regarding the minimum reserve of capital for loans.
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